Terms & Conditions
Last updated: July 2025 | Wombat Financial Pty Ltd
1. About These Terms
These Terms and Conditions govern your use of the Wombat Home Loans website at wombathomeloans.com.au and any services provided by Wombat Financial Pty Ltd (Credit Representative Number 559744 of Australian Credit Licence 561324), a member of the Finance Brokers Association of Australia Limited ("FBAA").
By using this website or engaging our services, you agree to these terms. Please read them carefully.
2. General Information Only
The content on this website is provided for general informational purposes only and does not constitute financial, legal, or credit advice. Nothing on this site should be relied upon as a substitute for professional advice tailored to your individual circumstances.
We recommend you seek independent legal and financial advice before making any decisions based on information found on this website.
3. Our Services
Wombat Home Loans provides mortgage broking and credit assistance services. Our services are provided at no direct cost to you — we are remunerated by lenders upon successful loan settlement. The nature and amount of any remuneration we receive will be disclosed to you in writing before we provide credit assistance.
All credit assistance is subject to lender approval and individual circumstances. Past outcomes do not guarantee future results.
4. Intellectual Property
All content on this website — including text, design, logos, graphics, and podcast content — is owned by or licensed to Wombat Financial Pty Ltd. You may not reproduce, distribute, or use any content without our prior written consent, except for personal, non-commercial use.
5. Third-Party Links
Our website may contain links to third-party websites, including lender sites, tools, and podcast platforms. We are not responsible for the content, privacy practices, or accuracy of any third-party website. The inclusion of a link does not constitute endorsement.
6. Limitation of Liability
To the fullest extent permitted by law, Wombat Financial Pty Ltd excludes all liability for any loss or damage arising from your use of this website or reliance on its content, including but not limited to indirect, incidental, or consequential loss.
Nothing in these terms excludes rights that cannot be excluded under Australian Consumer Law.
7. Privacy
Your use of this website is also governed by our Privacy Policy, which forms part of these Terms and Conditions.
8. Disputes and Complaints
If you have a complaint about our services, please contact us directly at hello@wombathomeloans.com.au. If we are unable to resolve your complaint, you may contact the Australian Financial Complaints Authority (AFCA) at www.afca.org.au or on 1800 931 678.
9. Governing Law
These Terms are governed by the laws of New South Wales, Australia. Any disputes will be subject to the exclusive jurisdiction of the courts of New South Wales.
10. Changes to These Terms
We may update these Terms from time to time. The current version will always be available on this page. Continued use of the website following any changes constitutes your acceptance of the updated Terms.
11. Contact
Tom Carr, Wombat Financial Pty Ltd
Email: hello@wombathomeloans.com.au
Phone: Available on request
Website: wombathomeloans.com.au